Terms of Use
These terms explain how the Credit N Lending website and loan-matching marketplace may be used. By using this website or submitting an application, you agree to the terms below.
Policy review and borrower support information
These policy pages explain how the marketplace works, what information is used, and where borrowers can go next for clearer, borrower-friendly answers.
What this page covers
These are the highest-level borrower and compliance takeaways from this policy page.
- Marketplace role
- Not a direct lender
- Applicant duty
- Provide accurate information
- Consent scope
- Phone, text, and email contact
- Third-party rule
- Lender terms control after redirect
The site helps route applications to partners, but final lending decisions and disclosures come from the matched lender.
Borrowers are responsible for reviewing and correcting their application details before continuing with a lender.
Communication consent depends on the selections made during the application flow and applicable law.
Once you continue to a lender or partner, that third party governs its own offers, underwriting, and disclosures.
Marketplace role
Credit N Lending is an online marketplace, not a direct lender, broker, bank, or credit decision maker. We do not fund loans, quote final rates, or guarantee approval.
When you submit an application, we use the information you provide to match your request with lending partners, home-equity partners, and service providers that may be able to respond to your inquiry.
Eligibility and application accuracy
You must be legally able to use this website and provide accurate, current, and complete information. Incomplete, misleading, or fraudulent information may result in a declined match, a rejected lender application, or restricted access to the service.
You are responsible for reviewing your information before submitting it and for updating any material errors before you continue with a lender.
- Use the website only for lawful personal-finance inquiries.
- Submit only your own information unless you are authorized to act for another applicant.
- Do not attempt to interfere with the site, APIs, tracking, or security systems.
Communications and consent
By submitting a request, you authorize Credit N Lending and matched partners to contact you by phone, text message, email, or prerecorded message at the contact details you provide, subject to applicable law and your consent selections.
Message frequency varies. Message and data rates may apply. You may withdraw marketing consent using the instructions provided in the communication or by contacting the sender directly.
Offers, lenders, and third-party destinations
Any offer you see after using this marketplace is made by a third-party lender or partner, not by Credit N Lending. Final underwriting, pricing, funding speed, fees, and state availability are determined by that third party.
If you leave this website for a lender, tracking partner, or service provider, that third party controls its own website, disclosures, and privacy practices. Review their terms before you proceed.
Disclaimers and limits
The website and marketplace are provided on an as-is and as-available basis. We work to keep information accurate and systems available, but we cannot promise uninterrupted service, error-free content, or offer availability in every state or every moment.
Nothing on this website is legal, tax, or financial advice. You should review final lender disclosures carefully and consult professional advisors where appropriate.
Questions about these policies?
If you need a paper copy, want to exercise a privacy request, or need help understanding how the Credit N Lending marketplace works, contact our support team and we will point you in the right direction.
Turn policy language into the next borrower step
If you need the borrower-friendly version after reading a policy, these pages take you into FAQs, marketplace explanations, rate ranges, and the live application flow.