Privacy Policy
This policy explains what information we collect through the Credit N Lending website, how we use it to match applicants with partners, and what choices applicants have.
Policy review and borrower support information
These policy pages explain how the marketplace works, what information is used, and where borrowers can go next for clearer, borrower-friendly answers.
What this page covers
These are the highest-level borrower and compliance takeaways from this policy page.
- Data sources
- Forms plus technical signals
- Primary use
- Routing, verification, and support
- Sharing scope
- Partners and service providers
- Borrower rights
- Access, correction, deletion
The policy covers both application data borrowers enter and the technical/session data used to operate and protect the marketplace.
Data is used to match inquiries, prevent fraud, maintain compliance, and improve the marketplace experience.
Relevant data may be shared with lenders, verification vendors, messaging providers, analytics tools, and hosting/service partners.
State privacy rights vary, and identity verification may be required before responding to a request.
Information we collect
We collect information you provide directly in forms, chats, support requests, and verification steps. This can include contact details, address history, date of birth, Social Security number, employment information, income details, property information, and bank details when you choose to provide them.
We also collect technical and session data such as IP address, browser details, landing page URL, marketing attribution, device characteristics, and activity needed to operate the site, detect fraud, and troubleshoot problems.
How we use information
We use your information to operate the website, route inquiries to matched partners, verify the quality of a lead, prevent fraud, respond to support questions, maintain compliance records, and improve the performance of the marketplace.
We may also use the information to send transactional updates, consent confirmations, verification codes, and legally permitted marketing communications based on the choices you make when using the site.
Choices and privacy rights
You may request access, correction, or deletion where applicable, and you may opt out of marketing communications using the unsubscribe or opt-out instructions in the communication.
State privacy rights vary. If you submit a request, we may need to verify your identity before responding or deleting data tied to a financing request.
Security and retention
We use administrative, technical, and organizational safeguards to protect the data we store and transmit, including transport encryption, access controls, and audit records.
We retain information for as long as needed for operations, fraud prevention, analytics, dispute handling, legal compliance, and partner reconciliation, after which it is deleted or de-identified according to our retention practices.
Questions about these policies?
If you need a paper copy, want to exercise a privacy request, or need help understanding how the Credit N Lending marketplace works, contact our support team and we will point you in the right direction.
Turn policy language into the next borrower step
If you need the borrower-friendly version after reading a policy, these pages take you into FAQs, marketplace explanations, rate ranges, and the live application flow.