E-Sign Consent
This disclosure explains how electronic communications, records, and signatures work when you use the Credit N Lending marketplace and continue to a lender or partner.
Policy review and borrower support information
These policy pages explain how the marketplace works, what information is used, and where borrowers can go next for clearer, borrower-friendly answers.
What this page covers
These are the highest-level borrower and compliance takeaways from this policy page.
- Consent model
- Electronic records first
- Scope
- Marketplace plus partner records
- System needs
- Current browser and reachable contact info
- Paper copies
- Available on request
Using the marketplace digitally means disclosures and confirmations may be shown on screen, sent by email, or delivered through lender portals.
The page covers marketplace records first, while lenders may present their own additional e-sign terms later in the process.
Borrowers should be able to access HTML or PDF records and receive account-related messages electronically.
Marketplace disclosures can be requested from support, while lender-specific records are governed by the lender process.
Your consent to electronic records
By using this site and continuing through electronic forms, you consent to receive disclosures, notices, confirmations, and related records electronically where permitted by law.
That consent applies to records shown on screen, sent by email, or made available through a lender, partner portal, or secure application experience.
What this covers
Electronic records can include consent disclosures, privacy notices, verification messages, lender redirects, soft-pull notices, and related application records.
If you continue with a lender, that lender may present additional e-sign disclosures and agreements that govern its own underwriting and funding process.
System requirements
You should have access to a current browser, an internet connection, a device capable of viewing HTML or PDF files, and an email address or phone number that can receive account-related messages.
You are responsible for saving or printing any record you want to keep for your files.
Paper copies and withdrawal of consent
You may request a paper copy of a marketplace disclosure by contacting us. If a lender or partner provides a separate e-sign process, that lender controls how paper copies are requested for its records.
If you withdraw consent before completing the digital process, some services may no longer be available electronically and you may need to restart the application or work directly with a lender.
Questions about these policies?
If you need a paper copy, want to exercise a privacy request, or need help understanding how the Credit N Lending marketplace works, contact our support team and we will point you in the right direction.
Turn policy language into the next borrower step
If you need the borrower-friendly version after reading a policy, these pages take you into FAQs, marketplace explanations, rate ranges, and the live application flow.